Cigna Global Health Options I Worldwide Health Cover I Cigna Global (2024)

An overview of key benefits, for full benefits please view Product Brochure [PDF]

Plan tier Silver Gold Platinum

Area of cover

Worldwide or Worldwide excluding USA

Annual overall benefit maximum – per beneficiary per period of cover Silver Gold Platinum

$1,000,000

$2,000,000

Hospital charges Silver Gold Platinum
Private room Private room Private room
Advanced Medical Imaging (MRI, CT and PET scans) Silver Gold Platinum
As part of impatient, daypatient or outpatient treatment. $10,000 $15,000
Mental and Behavioural Health Care Silver Gold Platinum
$5,000 $10,000
Cancer Care Silver Gold Platinum
Out of Area Emergency Hospitalisation Cover Silver Gold Platinum
$100,000 $250,000
Routine maternity cover (12 months) Silver Gold Platinum
$7,000 $14,000
Global telehealth with Teladoc Silver Gold Platinum

Unlimited Consultations

Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

Waiting period applies.

Plan tier

Silver

Gold

Platinum

Area of cover

Worldwide or Worldwide excluding USA

Annual overall benefit maximum – per beneficiary per period of cover

Silver

  • $1,000,000

Gold

  • $2,000,000

Platinum

Hospital charges

    Silver

    • Private room

    Gold

    • Private room

    Platinum

    • Private room

    Advanced Medical Imaging (MRI, CT and PET scans)

      As part of impatient, daypatient or outpatient treatment.

    Silver

    • $10,000

    Gold

    • $15,000

    Platinum

    Mental and Behavioural Health Care

    Silver

    • $5,000

    Gold

    • $10,000

    Platinum

    Cancer Care

    Silver

    Gold

    Platinum

    Out of Area Emergency Hospitalisation Cover

      Silver

      • $100,000

      Gold

      • $250,000

      Platinum

      Routine maternity cover

      (12 months)

      Silver

      Gold

      • $7,000

      Platinum

      • $14,000

      Global telehealth with Teladoc

        Unlimited Consultations

      Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

      Waiting period applies.

      The following sections detail the optional benefits you can choose to add to your core cover. For full list of optional benefits, please view the Product Brochure

      The International Outpatient optional module provides more comprehensive outpatient care where a hospital admission as a daypatient or inpatient is not required, including consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more. For a more detailed overview of the optional International Outpatient module, please view our Product Brochure [PDF]

      Annual International Outpatient benefit maximum – per beneficiary per period of cover Silver Gold Platinum
      $15,000 $35,000
      Consultations with medical practitioners and specialists (in-person or virtual appointments) Silver Gold Platinum
      $2,500 $5,000
      Prescribed drugs and dressings Silver Gold Platinum
      $1,500 $3,000
      Pathology, Radiology and diagnostic tests (excluding Advanced Medical Imaging) Silver Gold Platinum
      $2,5000 $5,000
      Pre-natal and post natal care Silver Gold Platinum
      $3,500 $7,000
      60+ care Silver Gold Platinum
      $500 $1,000 $2,000

      Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

      Waiting period applies.

      Annual International Outpatient benefit maximum – per beneficiary per period of cover

      Silver

      • $15,000

      Gold

      • $35,000

      Platinum

      Consultations with medical practitioners and specialists (in-person or virtual appointments)

        Silver

        • $2,500

        Gold

        • $5,000

        Platinum

        Prescribed drugs and dressings

          Silver

          • $1,500

          Gold

          • $3,000

          Platinum

          Pathology, Radiology and diagnostic tests (excluding Advanced Medical Imaging)

          Silver

          • $2,5000

          Gold

          • $5,000

          Platinum

          Pre-natal and post natal care

          Silver

          Gold

          • $3,500

          Platinum

          • $7,000

          60+ care

            Silver

            • $500

            Gold

            • $1000

            Platinum

            • $2,000

            Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

            Waiting period applies.

            We understand the importance of your overall wellbeing and living a balanced life. In addition to health screenings, tests and examinations; this module also empowers you and your family with the services and support to manage your own individual day-to-day health and wellbeing. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.

            Life Management Assistance programme Silver Gold Platinum
            24/7 access to counsellors for mental and behavioural health support.
            Telephonic Wellness Coaching Silver Gold Platinum
            Access to a personal wellness coach for lasting lifestyle changes.
            Mental Health Support Programme Silver Gold Platinum
            Up to 20 face to face counselling sessions per condition per period of cover.
            Routine adult physical examination Silver Gold Platinum
            $225 $450 $600
            Footcare by a Chiropodist or Podiatrist Silver Gold Platinum
            $225 up to 5 sessions $450 up to 10 sessions $900 up to 15 sessions
            Cancer Screenings Silver Gold Platinum
            $225 $450

            Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

            Waiting period applies.

            Life Management Assistance programme

              24/7 access to counsellors for mental and behavioural health support.

            Silver

            Gold

            Platinum

            Telephonic Wellness Coaching

              Access to a personal wellness coach for lasting lifestyle changes.

            Silver

            Gold

            Platinum

            Mental Health Support Programme

              Up to 20 face to face counselling sessions per condition per period of cover.

            Silver

            Gold

            Platinum

            Routine adult physical examination

            Silver

            • $225

            Gold

            • $450

            Platinum

            • $600

            Footcare by a Chiropodist or Podiatrist

            Silver

            • $225 up to 5 sessions

            Gold

            • $450 up to 10 sessions

            Platinum

            • $900 up to 15 sessions

            Cancer Screenings

              Silver

              • $225

              Gold

              • $450

              Platinum

              Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

              Waiting period applies.

              International Vision and Dental pays for the beneficiary’s routine eye examination and pays costs for spectacles and lenses. It also covers a wide range of preventative, routine and major dental treatments.

              Annual Dental Treatment benefit maximum Silver Gold Platinum
              $1,250 $2,500 $5,500
              Preventative (3 months) Silver Gold Platinum
              Routine (3 months) Silver Gold Platinum
              80% refund 90% refund
              Major restorative (12 months) Silver Gold Platinum
              70% refund 80% refund
              Orthodontic treatment (18 months) Silver Gold Platinum
              40% refund 50% refund 50% refund

              Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

              Waiting period applies.

              Annual Dental Treatment benefit maximum

              Silver

              • $1,250

              Gold

              • $2,500

              Platinum

              • $5,500

              Preventative

              (3 months)

              Silver

              Gold

              Platinum

              Routine

              (3 months)

              Silver

              • 80% refund

              Gold

              • 90% refund

              Platinum

              Major restorative

              (12 months)

              Silver

              • 70% refund

              Gold

              • 80% refund

              Platinum

              Orthodontic treatment

              (18 months)

              Silver

              • 40% refund

              Gold

              • 50% refund

              Platinum

              • 50% refund

              Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

              Waiting period applies.

              International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that treatment is not available locally in an emergency. This option also includes medical repatriation coverage, as a result of a serious illness or after a traumatic event or surgery. Compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness will also be covered.

              Medical Evacuation Silver Gold Platinum
              Medical Repatriation Silver Gold Platinum
              Crisis Assistance Plus Programme

              This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus™ (CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling.

              Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

              Waiting period applies.

              Medical Evacuation

              Silver

              Gold

              Platinum

              Medical Repatriation

              Silver

              Gold

              Platinum

              Crisis Assistance Plus Programme

                This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus™ (CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling.

              Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.

              Waiting period applies.

              Cigna Global Health Options I Worldwide Health Cover I Cigna Global (2024)
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